Fraud Alerts Are Great
Placing a fraud alert on your credit report cuts down on identity theft and alerts you when your credit is pulled. A fraud alert is free. You must provide proof of your identity. Contact Equifax, Experian, and Transunion. The company you call must tell the other companies about your alert. When an alert is on your file it's harder for you to fall a victim of identity thief. This alert requires business to verify your identity before any credit is issued in your name. Businesses will contact you possibly by phone; be sure your contact information is correct when setting up your alert. The initial alert will remain on your credit file for 90 days. You will have to renew the fraud alert after 90 days.
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